FCIC memo of staff interview with James Ryan and John Schachtel, Citigroup James RyanJohn SchachtelSusanna BuergelJoyce HuangBrad BondiTom KrebsDixie NoonanKaren Dubas February 03, 2010 Download “FCIC memo of staff interview with James Ryan and John Schachtel, Citigroup” Memorandum - For the Record United States