Too Much Discretion To Succeed: Why a Modified Bankruptcy Code is Preferable to Title II of the Dodd-Frank Act James H. M. SprayregenStephen E. Hessler May 31, 2011 Download “Too Much Discretion To Succeed: Why a Modified Bankruptcy Code is Preferable to Title II of the Dodd-Frank Act” Response to Federal Reserve's Request for Information United States